Personal Tax
Personal tax planning and compliance for directors, investors, higher earners and families, making the most of allowances and reliefs within the rules.
What our personal tax service covers
Personal tax is about more than filing a return. For directors, investors and higher earners especially, there are allowances, reliefs and timing decisions that can make a real difference, but only if you plan for them in advance.
We look at your personal tax as a whole and help you arrange your affairs efficiently and within the rules.
What's included in our personal tax service
Every business is different, but our personal tax service usually includes:
- Income tax planning and compliance
- Dividend and savings income planning
- Use of personal allowances and reliefs
- Pension and investment allowance considerations
- Planning across couples and family members
- Coordination with your business tax position
Who is our personal tax service for?
This service is a good fit if you are:
- Company directors and shareholders
- Higher and additional rate taxpayers
- Investors with dividend and savings income
- Families wanting to plan efficiently
How we help with your personal tax
We take time to understand your full picture, including your income, investments, pensions and family circumstances, and find where allowances and reliefs could be used more effectively. We then keep you compliant year to year, so your planning and your reporting stay in step.
Allowances worth knowing
For the 2026/27 tax year, the personal allowance is £12,570, the dividend allowance is £500, and the Capital Gains Tax annual exempt amount is £3,000. Allowances can be reduced or withdrawn at higher income levels. These figures reflect the position as of October 2026 (2026/27 tax year) and can change at future fiscal events. Always confirm current rates, thresholds and deadlines on GOV.UK or ask us before acting.
The benefits for your business
- A joined-up view of your personal tax
- Allowances and reliefs used in full
- Planning ahead of the tax year end
- Advice that reflects your whole situation
How we work with you
Get in touch
Tell us about your business and what you need. The first conversation is free and there is no obligation.
Understand your needs
We look at your situation, records and deadlines, then agree the work and a fixed fee up front.
Your proposal
You get a clear plan setting out what we will do, when, and what we need from you.
Ongoing support
Once you are happy, we get started and keep in touch through the year, not just at the deadline.
Related services
Common questions about personal tax
Common routes include making full use of allowances, pension contributions, the structure of dividends versus salary, and planning across a couple. The right approach depends entirely on your circumstances, which is why we advise individually.
Yes. We coordinate your personal tax with your company so that how you draw money from the business is as efficient as possible for your overall position.
Get help with personal tax in Newcastle
Tell us what you need and we will reply within one working day with clear, practical next steps.